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Wednesday, February 26, 2020

January 2020 Residential Sales, Inventory and Prices

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Sales of new single-family houses in January 2020 were at a seasonally adjusted annual rate (SAAR) of 764,000 units (708,000 expected). This is 7.9% (±17.8%)* above the revised December rate of 708,000 (originally 694,000) and 18.6% (±19.2%)* above the January 2019 SAAR of 644,000 units; the not-seasonally adjusted (NSA) year-over-year comparison (shown in the table above) was +16.3%. For longer-term perspectives, NSA sales were 45.0% below the “housing bubble” peak and 9.0% below the long-term, pre-2000 average.
The median sales price of new houses sold in January jumped ($24,100 or +7.4% MoM) to a record $348,300; meanwhile, the average sales price increased to $402,300 ($29,000 or +7.8%). Starter homes (defined here as those priced below $200,000) comprised 8.8% of the total sold, up from the year-earlier 8.2%; prior to the Great Recession starter homes represented as much as 61% of total new-home sales. Homes priced below $150,000 made up 1.8% of those sold in January, down from 2.0% a year earlier.
* 90% confidence interval includes zero. The Census Bureau does not have sufficient statistical evidence to conclude that the actual change is different from zero. 
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As mentioned in our post about housing permits, starts and completions in January, single-unit completions decreased by 32,000 units (-3.5%). Although sales rose (56,000 units; +7.9%) while completions fell, inventory for sale expanded in absolute terms (+1,000 units) but contracted in months-of-inventory (-0.4 month) terms. 
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Existing home sales retreated in January (70,000 units or -1.3%), to a SAAR of 5.46 million units. Inventory of existing homes for sale expanded in both absolute (+30,000 units) and months-of-inventory (+0.1 month) terms. Because new-home sales rose while resales fell, the share of total sales comprised of new homes advanced to 12.3%. The median price of previously owned homes sold in January decreased to $266,300 ($8,200 or -3.0% MoM). 
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Housing affordability deteriorated (+1.9 percentage points) as the median price of existing homes for sale in December rose by $2,900 (+1.1%; +8.0 YoY), to $277,000. Concurrently, Standard & Poor’s reported that the U.S. National Index in the S&P Case-Shiller CoreLogic Home Price indices inched up at a not-seasonally adjusted monthly change of +0.1% (+3.8% YoY).
"The U.S. housing market continued its trend of stable growth in December,” said Craig Lazzara, Managing Director and Global Head of Index Investment Strategy at S&P Dow Jones Indices. “December’s results bring the National Composite Index to a 3.8% increase for calendar 2019. This marks eight consecutive years of increasing housing prices (an increase which is echoed in our 10- and 20-City Composites). At the national level, home prices are 59% above the trough reached in February 2012, and 15% above their pre-financial crisis peak. Results for 2019 were broad-based, with gains in every city in our 20-City Composite.
“At a regional level, Phoenix retains the top spot for the seventh consecutive month, with a gain of 6.5% for December. Charlotte and Tampa rose by 5.3% and 5.2% respectively, leading the Southeast region. The Southeast has led all regions for the past year.
“As was the case last month, after a long period of decelerating price increases, the National, 10-City, and 20-City Composites all rose at a faster rate in December than they had done in November; 12 of our 20 cities likewise saw accelerating prices. It is, of course, too soon to say whether this marks an end to the deceleration or is merely a pause in the longer-term trend.” 
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The foregoing comments represent the general economic views and analysis of Delphi Advisors, and are provided solely for the purpose of information, instruction and discourse. They do not constitute a solicitation or recommendation regarding any investment.

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