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Tuesday, April 29, 2014

March 2014 U.S. Home Sales, Inventory and Prices

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Sales of new single-family homes fell by a seasonally adjusted and annualized rate (SAAR) of 65,000 units (-14.5 percent) to 380,000 in March. Sales were 12.2 percent below year-earlier levels. Meanwhile, the median price of new homes sold jumped (by $29,100 or 11.2 percent) to $290,000. Because starts increased while sales decreased during March, the three-month average starts-to-sales ratio rose to 1.41 (from 1.37). Click here for our post on March housing permits, starts and completions.
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Single-unit completions dipped (-24,000 units or 3.8 percent) while sales fell even further (-65,000 units or 14.5 percent) in March. As a result, new-home inventory rose in both absolute (+6,000 units) and months-of-inventory (+1.0 month) terms. 
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Existing home sales inched lower again in March, by 10,000 units (-0.2 percent) to 4.59 million units (SAAR) -- the slowest rate since July 2012. The share of total sales comprised of new homes retreated below 8 percent. The median price of previously owned homes sold in March advanced (by $10,200 or 5.4 percent), to $198,500. Inventory of existing homes crept up in both absolute (+90,000 units) and months-of-inventory (+0.2 month) terms.
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Housing affordability improved marginally in February even though the median price of existing homes for sale rose by $1,300 to $189,200. Concurrently, Standard & Poor’s reported that the 10- and 20-City Composites in the S&P/Case-Shiller Home Price indices posted not-seasonally adjusted monthly changes of less than ±0.1 percent in February (respectively, +13.1 and +12.9 percent relative to a year earlier).
“Prices remained steady from January to February for the two Composite indices,” observed David Blitzer, Chair of the Index Committee at S&P Dow Jones Indices. “The annual rates cooled the most we’ve seen in some time. The three California cities and Las Vegas have the strongest increases over the last 12 months as the West continues to lead. Denver and Dallas remain the only cities which have reached new post-crisis price peaks. The Northeast with New York, Washington and Boston are seeing some of the slowest year-over-year gains. However, even their prices are above their levels of early 2013. On a month-to-month basis, there is clear weakness. Seasonally adjusted data show prices rose in 19 cities, but a majority at a slower pace than in January.
“Despite continued price gains, most other housing statistics are weak. Sales of both new and existing homes are flat to down. The recovery in housing starts, now less than one million units at annual rates, is faltering. Moreover, home prices nationally have not made it back to 2005. Mortgage interest rates, which jumped in May last year and are steady since then, are blamed by some analysts for the weakness. Others cite difficulties in qualifying for loans and concerns about consumer confidence. The result is less demand and fewer homes being built.
“Five years into the recovery from the recession,” Blitzer concluded, “the economy will need to look to gains in consumer spending and business investment more than housing. Long overdue activity in residential construction would be welcome, but is certainly not assured.” 
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The foregoing comments represent the general economic views and analysis of Delphi Advisors, and are provided solely for the purpose of information, instruction and discourse. They do not constitute a solicitation or recommendation regarding any investment.

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