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Thursday, September 18, 2014

August 2014 Residential Permits, Starts and Completions

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Total housing starts retreated in August, to a seasonally adjusted and annualized rate (SAAR) of 956,000 units. That level was 161,000 fewer units (-14.4 percent) than July’s 1.117 million (upwardly revised from the initial estimate of 1.093 million) – which was the fastest rate since November 2007. Ninety percent of the decrease in total starts occurred in the multi-family component (-145,000 units or 31.7 percent); single-family starts fell by 16,000 units (-2.4 percent).
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Unsurprisingly, the year-over-year percentage change in total starts also slowed in August, falling back to 7.0 percent. Single-family starts were 4.1 percent above their year-earlier level; the more volatile multi-family component dropped to 13.8 percent above its August 2013 level. 
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Completions increased by 28,000 units (3.2 percent) in August, to 892,000 units SAAR. All of the increase occurred in the multi-family component (+81,000 units or 36.8 percent) as the single-family component decreased (-53,000 units or 8.2 percent). Total completions were 19.8 percent above their year-earlier level. 
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Total permits decreased by 59,000 units (-5.6 percent), to 998,000 SAAR in August. As was the case with starts, the decrease occurred almost entirely in the multi-family component (-54,000 units or 12.7 percent). Single-family permits inched lower (5,000 units or 0.8 percent). Total permits were 0.3 percent below year-earlier levels; single- and multi-family components were, respectively, 5.2 and 9.3 percent lower.
It appears the slide in the rate of annual growth in total permits seen since late 2012 has come to an end, but it is still too early to tell whether the trend is poised to turn back up. That may be the case, as the latest National Association of Home Builders/Wells Fargo Housing Market Index (HMI) rose four points in August, to 59; this fourth consecutive monthly gain brings the index to its highest level since November 2005. An index value above 50 means more builders feel the market is good than feel it is poor.
“Since early summer, builders in many markets across the nation have been reporting that buyer interest and traffic have picked up, which is a positive sign that the housing market is moving in the right direction,” said NAHB Chairman Kevin Kelly. However, “we are still not seeing much activity from first-time home buyers,” said NAHB Chief Economist David Crowe. “Other factors impeding the pace of the housing recovery include persistently tight credit conditions for consumers and rising costs for materials, lots and labor.”
Based on the observation that not-seasonally adjusted completions were nearly equal to permits in August, Global Economic Intersection’s Steven Hansen believes potential for future growth in the housing sector is limited. Also, “whenever permits rate of growth is lower than completions,” Hansen wrote, “this industry is decelerating.” 
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The foregoing comments represent the general economic views and analysis of Delphi Advisors, and are provided solely for the purpose of information, instruction and discourse. They do not constitute a solicitation or recommendation regarding any investment.

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