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Macro Pulse highlights recent activity and events expected to affect the U.S. economy over the next 24 months. While the review is of the entire U.S. economy its particular focus is on developments affecting the Forest Products industry. Everyone with a stake in any level of the sector can benefit from
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Wednesday, August 8, 2012

June 2012 Personal Income and Outlays, Retail Sales and Consumer Debt

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Bureau of Economic Analysis data showed that personal income increased $61.8 billion (0.5 percent), and disposable personal income (DPI) increased $52.4 billion (0.4 percent) in June. Personal consumption expenditures (PCE) decreased $1.3 billion (less than 0.1 percent). Real (inflation-adjusted) DPI increased 0.3 percent while real PCE decreased 0.1 percent.
 
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Consumers decreased spending on retail goods for the third month in a row during June (0.5 percent, seasonally adjusted), the first time that has happened since autumn 2008. Excluding sales at gas stations, retail spending fell 0.3 percent from May to June.
 
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Total consumer debt outstanding rose by a seasonally adjusted $6.5 billion (3.0 percent annualized). Revolving (mostly credit card) debt decreased by $3.7 billion (5.1 percent annualized), while non-revolving debt (mainly student and auto loans) increased by $10.2 billion (7.2 percent annualized). In June, federal student loans comprised nearly 92 percent of the increase in non-revolving debt.
 
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