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Tuesday, April 25, 2023

March 2023 Residential Sales, Inventory and Prices

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Sales of new single-family houses in March 2023 were at a seasonally adjusted annual rate (SAAR) of 683,000 units (634,000 expected). This is 9.6 percent (±15.2 percent)* above the revised February rate of 623,000 (originally 640,000 units), but 3.4 percent (±12.7 percent)* below the March 2022 SAAR of 707,000 units; the not-seasonally adjusted (NSA) year-over-year comparison (shown in the table above) was -2.9%. For longer-term perspectives, NSA sales were 50.8% below the “housing bubble” peak and 26.2% above the long-term, pre-2000 average.

The median sales price of new houses sold in March 2023 was $449,800 (+3.8%, or $16,600). The average sales price was $562,400 (+12.1%, or $60,600). Homes priced at/above $750,000 comprised 12.1% of sales, up from the year-earlier 11.8%.

* 90% confidence interval includes zero. The Census Bureau does not have sufficient statistical evidence to conclude that the actual change is different from zero.

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As mentioned in our post about housing permits, starts and completions in March, single-unit completions climbed by 25,000 units (+2.4%). Sales also rose (60,000 units, or +9.6%), resulting in inventory for sale shrinking in both absolute (-2,000 units) and months-of-inventory (-0.4 month) terms. 

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Existing home sales resumed their decline when sliding (-2.4% or 110,000 units) in March to a SAAR of 4.44 million units (4.5 million expected). Inventory of existing homes for sale expanded in absolute terms (+10,000 units) but was unchanged in months-of-inventory terms. Because resales retreated while new-home sales advanced, the share of total sales comprised of new homes increased to 13.3%. The median price of previously owned homes sold in March rose to $375,700 (+3.3% or $12,100).

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Housing affordability slipped (-0.3 index point) as the median price of existing homes for sale in February rose by $2,100 (+0.6% MoM; -0.7 YoY) to $367,500. Concurrently, Standard & Poor’s reported that the U.S. National Index in the S&P Case-Shiller CoreLogic Home Price indices poked higher at a not-seasonally adjusted monthly change of +0.2% (+2.0% YoY).

“Home price trends moderated in February 2023,” said Craig Lazzara, Managing Director at S&P DJI. “The National Composite, which had declined for seven consecutive months, rose a modest 0.2% in February, and now stands 4.9% below its June 2022 peak. Our 10- and 20-City Composites performed similarly, with February gains of 0.3% and 0.2%; these Composites are currently 6.0% and 6.6% below their respective peaks. On a trailing 12-month basis, the National Composite is only 2.0% above its level in February 2022; the 10- and 20-City Composites are both up 0.4% on a year-over-year basis.

“The moderation we observed nationally is also apparent at a more granular level. Before seasonal adjustment, prices rose in 12 cities in February (versus in only one in January). Seasonally adjusted data showed nine cities with rising prices in February (versus five in January). With or without seasonal adjustment, most cities’ February results showed improvement relative to their January counterparts.

“February’s results were most interesting because of their stark regional differences. Miami’s 10.8% year-over-year gain made it the best-performing city for the seventh consecutive month. Tampa (+7.7%) and Atlanta (+6.6%) continued in second and third place, with Charlotte (+6.0%) close behind. Results were different in the Pacific and Mountain time zones. Last month, four West Coast cities (San Francisco, Seattle, San Diego, and Portland) were in negative year-over-year territory. In February they were joined by four of their western neighbors, as Las Vegas (-2.6%), Phoenix (-2.1%), Los Angeles (-1.3%), and Denver (-1.2%) all tipped into negative territory. It’s unsurprising that the Southeast (+7.8%) remains the country’s strongest region, while the West (-4.2%) continues as the weakest.

“The results released today pre-date the disruptions in the commercial banking industry which began in early March. Although forecasts are mixed, so far the Federal Reserve seems focused on its inflation-reduction targets, which suggests that interest rates may remain elevated, at least in the near-term. Mortgage financing and the prospect of economic weakness are therefore likely to remain a headwind for housing prices for at least the next several months.”

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The foregoing comments represent the general economic views and analysis of Delphi Advisors, and are provided solely for the purpose of information, instruction and discourse. They do not constitute a solicitation or recommendation regarding any investment.

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